Habib Bank Limited HBL has introduced a loan scheme for govt and self-employees. Therefore, Meeting your needs and tension-free is the main agenda of the HBL loan scheme 2024. Low salaries employees also can get an advantage of the HBL loan scheme 2024. However, HBL Microfinance is offering loans at easy installments plan. So, citizens of Pakistan can obtain loans from HBL at low-interest rates. All branches of HBL in Pakistan are providing personal and employee loan facilities. In addition, Pakistanis are getting loans from HBL for agriculture, livestock, Enterprise, and General purpose. We are mentioning here the complete process to apply for the HBL loan scheme 2024. The interest ratio is diverse for the HBL loan scheme 2024 aims.
HBL Loan Scheme 2024 Personal Loan Requirements
Finance your dreams by HBL loan. A personal loan is for self-employed persons. Employees of the private organizations also can obtain a personal loan from Habib Bank Limited. Loan beneficiaries can purchase new cars, build houses, and meet up other expenses. Interested individuals will have to provide guarantors for getting HBL personal loan. It is mandatory to deposit your monthly installment due time. Otherwise, HBL fines loan takers.
- The financing limit ranges from PKR. 25,000 to PKR 3,000,000.
- Submission of this form does not guarantee loan approval. HBL Personal Loan team will contact you soon.
- Your data is protected as per the privacy policy of this website.
Habib Bank Limited Loan Scheme 2024 Online Apply
The government of Pakistan provides a markup subsidy at the loan scheme of HBL. Interested candidates can fill up the admission application forms online for loans. Applicants will have to provide all information accurately. Habib Bank of Limited Pakistan verifies all entered information of beneficiaries. Age should be 18 to 65 years for getting a loan by HBL. Citizens can obtain a loan once from one bank. They will have to agree with Bank to visit. A maximum of up to 35.99% per annum is the interest ratio of the HBL loan.
Loan Tenor and Markup
- 1 to Year 5: 5%
- 5 to Year 10: 7%
- 10 onwards: 1Y-Kibor + 7%
HBL Personal Loan Calculator 2024
HBL has digitalized loan affairs. Citizens of Pakistan also can obtain an urgent loan from Habib Bank Limited. We have discussed the major features of the HBL loan scheme. If you have decided to cash out a loan then use HBL personal loan calculator.
| SR | Title | Action |
| 1. | HBL Personal Loan | Apply Online |
| 2. | HBL ReadyCash Loan | Apply Online |
| 3. | HBL Car Loan | Apply Online |
| 4. | HBL Salary Loan | Apply Online |
HBL Personal Loan Overview & Features
A loan facility that provides you financial assistance whenever you need it. This will help you finance your dreams as well as be your support in difficult times.
- The financing limit is between PKR 25,000 to PKR 3,000,000
- Repayment tenure(s) ranging from 12 to 48 months
- Availability of top-up facility after every 12 months
- Life insurance coverage
HBL CarLoan Overview & Features
Don’t just dream, get your dream car. Habib Bank Limited HBL offers a flexible and hassle-free financing facility that enables you to own your dream car and provides financing up to 70% of the value of your desired car. HBL CarLoan offers you the freedom to choose any vehicle on a fixed mark-up rate facility to suit your personal requirements
- The financing limit is between PKR 200,000 to PKR 3,000,000.
- Repay within a 5 year time period
- Choose any type of locally manufactured vehicle, new or used.
- Receive financing up to 70% of the value of the preferred car
- Secured insurance at all times for peace of mind (with tracker facility)
- Multiple Partial payment facilities as per your convenience
- Our network of over 150 eligible dealers means you have lots of brands and cars to choose from
- HBL has over 1600 branches, you can apply for a car loan at your convenience by visiting your nearest branch or through other alternate channels
- 24/7 support available through HBL Phone Banking
- Dedicated after-sales service.
HBL ReadyCash Overview & Features
Habib Bank Limited Readycash is a one-stop solution to fulfill all your financing needs it offers a smooth finance facility with a credit line.
- FEATURES:
- Get up to PKR 3 million
- Mark up charged on the only utilized amount on the daily outstanding amount
- Withdrawal via HBL Debit Card or Cheque Book
- Access HBL Phone Banking 24/7
- Annual renewal of facility subject to meeting requirements
- Free Life Insurance
- Limit enhancement available after every 12 months
- Attractive discounts on HBL debit card