Roshan Ghar Scheme registration 2024 is open now. The Prime Minister of Pakistan has inaugurated the Roshan Ghar scheme this week. All roofless citizens of Pakistan can apply online for the Roshan Ghar scheme 2024. The Federal Government of Pakistan has designated banks that are financing Roshan Ghar programs. In this post, we are discussing the features of the Roshan Ghar Scheme Registration 2024. Beneficiaries of the Roshan Ghar Scheme can get interest-free financial help to build houses. Govt intends to meet the dreams of citizens to make houses. Banks are offering Roshan Ghar Scheme loans at easy instalments. The present govt will bear interest in the Roshan Ghar Scheme 2024.
Roshan Ghar Scheme Registration 2024 Online
Roshan Ghar Scheme protects non-resident nationals. In addition, overseas Pakistanis can forward their application forms for this scheme. The scheme is complete house financial which helps beneficiaries. The designated banks also impose some conditions for the Roshan Ghar Scheme. The conditions, terms, and rules are different for different banks for the Roshan Ghar program. Generally, banks do not impose hard and fast conditions for the mentioned scheme.
Eligibility Criteria of Roshan Ghar Scheme 2024
All listed banks of the Roshan Ghar Scheme have introduced the online application method. Interested citizens can apply online for the Apna Ghar/Roshan Ghar Scheme 2024 loan. Only Pakistanis can avail of the Roshan Ghar Scheme 2024 and loans. Overseas Pakistanis are also eligible for the mentioned scheme. Citizens who don’t have a house to live in are encouraged to apply for the Roshan Ghar Scheme 2024.
Roshan Apna Ghar Registration 2024
Roshan Digital Account is a remarkable initiative led by the State Bank of Pakistan (SBP) for the ease of millions of Non-Resident Pakistanis (NRPs) residing across the world. HBL is pleased to be amongst the highest contributors in collecting deposits through the RDA account. Banks are accepting online application forms for the Roshan Ghar scheme. Federal Govt has allocated a huge budget for this scheme. Online registration will be closed for Roshan Ghar Scheme after the due date. Keep visiting this page for such information.
How do I apply for Roshan Apna Ghar?
Roshan Apna Ghar is a House Finance facility that is available to all customers of Roshan Digital Account (RDA), Naya Pakistan Certificates (NPCs), and Islamic Naya Pakistan Certificate (INPC). This facility will be available for customers who are either willing to keep their investment as a lien against their net financing amount as collateral or avail of financing without cash collateral. Further, this will also be available to all the Government Mark-up subsidy scheme customers for housing finance.
- The customer must be a Bank Alfalah Roshan Digital Account Holder
- Maximum financing against property value
- Exclusive Price Offering
- Flexibility to make partial pre-payments with zero charges after the first year
- For first-year, 1% will be charged upon Early Termination afterwards NO charges will be levied.
- Processing fee Rs. 4,000/- (exclusive of FED)
- Optional life Insurance covering death (due to any cause) and accidental/natural disability
- Property Insurance (covering the financing amount) FREE for customers
- Govt Mark-up subsidy scheme (GMSS) for housing finance will be applicable as per already defined criteria under respective tiers
Roshan Apna Ghar Calculator
Roshan Apna Ghar provides quick and convenient solutions to get housing finance in easy and affordable monthly instalments. This facility will be available for customers who are either willing to keep their investment as a lien against their net financing amount as collateral or avail of financing without cash collateral. Further, this will also be available to all the customers of the Govt Mark-up Subsidy Scheme (G-MSS) for housing finance as per already defined criteria under respective tiers.
Last Date to Apply for Roshan Ghar Scheme 2024
One member of the family only can obtain a loan for a house. Banks will verify your application forms and a committee selects the names of Roshan Ghar Scheme beneficiaries. The first time the Pakistan government is financing interest/Riba for citizens who are living without Ghar. Female citizens of Pakistan also can apply for this scheme in 2024. The government of Pakistan has not decided on the last date to apply for the Roshan Ghar Scheme yet.
Bank Names of Roshan Ghar Scheme 2024 | |
| Habib Bank Limited | Apply |
| Bank Alfalah | Apply |
| The Bank of Punjab | Apply |
| United Bank Limited | Apply |
| State Bank of Pakistan | Apply |
| Meezan Bank Limited | Apply |
| The Bank of Khyber | Apply |
| Muslim Commercial Bank | Apply |
Roshan Apna Ghar scheme for Overseas
Overseas Pakistanis are the backbone of Pakistani economic stability. Many overseas Pakistanis submit a huge amount of foreign money to their families. Already govt has confessed the importance of overseas. That’s why the target is to provide the Roshan Apna Ghar scheme for overseas Pakistanis. The online registration of the Roshan Apna Ghar scheme is open for overseas Pakistanis.